GitHub Copilot
GitHub Copilot is Microsoft/GitHub's AI pair-programmer, built into VS Code, JetBrains IDEs, Neovim, and GitHub.com. On June 1, 2026 GitHub replaced its premium-request bucket system with token-based GitHub AI Credits (1 credit = $0.01): Pro ($10/mo) includes $15 in credits, Pro+ ($39/mo) includes $70, and Max ($100/mo) includes $200 -- code completions and Next Edit Suggestions stay free, only Chat, agent mode, CLI, and coding-agent calls draw down credits. Business ($19/seat/mo) and Enterprise ($39/seat/mo) get matching credit pools plus admin budget caps. Before the switch, Business/Enterprise premium-request overages billed flat at $0.04/request (300/1,000 included monthly). As of January 2026 GitHub reported 4.7M paid subscribers, ~75% YoY growth, and deployment at roughly 90% of Fortune 100 companies. Current version/status: Usage-based AI Credits billing, live since June 1, 2026 (continuously-updated SaaS, no version number). License: proprietary SaaS. Pricing: Free tier (2,000 completions/mo); Pro $10/mo ($15 AI Credits); Pro+ $39/mo ($70 credits); Max $100/mo ($200 credits); Business $19/seat/mo; Enterprise $39/seat/mo -- 1 credit = $0.01, code completions always free. Maintained by GitHub, Inc. (Microsoft subsidiary).
Pick Copilot if your team already lives in GitHub -- PR reviews, Actions, and Enterprise SSO make its coding-agent and code-review integration the path of least friction, and Business/Enterprise credit-pool budgeting is easier to govern at scale than per-seat API keys. Skip it for heavy agentic sessions where you want predictable spend: Cursor Pro ($20/mo) and Claude Code (bundled into Claude Pro/Max) still sell closer-to-flat access, while Copilot's June 2026 shift to token-metered AI Credits means a long agent-mode run can burn a $15 monthly allowance in hours. GitHub's own community forums are full of "bill shock" complaints about credits vanishing faster than the old premium-request system ever did -- that's the tradeoff you're buying into. Known weakness: GitHub's own community discussion boards are full of "bill shock" reports since the June 2026 usage-based switch -- token-metered agent-mode and Chat calls can exhaust a monthly credit allowance in a single heavy session, faster and less predictably than the old fixed premium-request bucket it replaced.
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